BreadBudget’s standard budgeting tools are free. Plaid Sync is optional and costs $1 per connected account per month. We charge for Plaid Sync because connecting and syncing financial accounts has ongoing costs.

Yes. You can manage your billing from your profile and change how many accounts you want to sync. If you reduce your account count, accounts over your selected limit may stop syncing until you increase your plan or disable other synced accounts.

Yes. Plaid Sync is month-to-month and can be managed or canceled from your profile. If you cancel, you can still use BreadBudget’s free manual budgeting tools.

BreadBudget is built to keep your financial information private and protected. Sensitive stored data, including transaction details, is encrypted where appropriate, and account syncing is handled through Plaid. BreadBudget only uses your information to power the budgeting, syncing, and reporting features you choose to use. We do not sell your personal financial data.

No. BreadBudget provides budgeting tools, reports, calculators, and estimates for educational and organizational purposes. It is not personal financial, investment, tax, or legal advice.